Real Card Members were compensated for the testimonials below.
Every small business is different, but they all face many of the same challenges. From LLCs to startups, expenses add up and while you’re waiting to get paid, cash flow can be tight. Using the right business credit card can help ease your mind as well as make day-to-day to-dos a lot easier.
With so many business credit cards available, though, what makes this Card the right choice? In addition to the benefits you may already be aware of from American Express as Year-End Summary‡ and No Foreign Transaction Fees¤. Card Members can also redeem rewards on purchases both on and off Amazon‡. So many small business owners love and depend on this Card—and whether you’re thinking of applying or you’re already a Card Member, here are just a few of the reasons it’s ideal for most.
We’ve said it before and we’ll say it again: cash flow can be tight when it comes to the day-to-day running of a business, so it’s key to save where you can. The Amazon Business Prime American Express Card has no annual fee ¤. “Being a sole proprietor, I have to watch what I spend,” says business owner Susan. “Every dollar I spend is a dollar I cannot use for my family.”
Card Member Jessica, whose number-one concern when selecting a business credit card was the lack of an annual fee, agrees.
"I love that there's no annual fee because that's money out of my pocket."
— Jessica S., Card Member
Got Business purchases? With the Amazon Business Prime American Express Card, there are a variety of ways to earn % Back rewards. You’ll earn % Back rewards with each dollar you spend, whether it’s on inventory supplies and IT essentials or groceries and gas. Amazon Business Prime American Express Card Members can earn 5% Back on the first $120,000 in U.S. purchases at Amazon Business, AWS, Amazon.com and Whole Foods Market with an eligible Prime membership each calendar year and 1% Back thereafter. They can also earn 2% Back at U.S. restaurants, U.S. gas stations, and on wireless telephone services purchased directly from U.S. service providers and 1% Back on other purchases‡.
“It’s super easy to apply my points to my Amazon purchases because it’s already linked in the wallet,” business owner Jessica S. says.
Matt G. also loves seeing his rewards pile up. “With this Card, every month I build up enough points where I can make a business or personal purchase using rewards.”
Next time you’re at checkout on Amazon, redeem as many available points as you want at checkout or if you’re reviewing your American Express statement, apply them to your American Express statement‡.
Explore how to shop with points
Free up cash flow and make running your small business easy, the Amazon Business Prime American Express Card gives you flexibility with each and every purchase you make. Would you rather earn % Back rewards or use the interest free payment terms option? Every business has different needs and that’s why the options are always available. If you’re an established Card Member already, remember that you can change your mind before you make a purchase, depending on your needs. Each time you use your Card you can choose between:
Card Members can earn rewards or choose flexible payment terms like 5% Back or 90 Day Terms on U.S. purchases at Amazon Business, AWS, Amazon.com, and Whole Foods Market with an eligible Prime membership†. Get 3% Back or 60 Day Payment Terms on U.S. purchases at Amazon Business, AWS, Amazon.com and Whole Foods Market without an eligible Prime membership†.*‡
*Earn 5% or 3% Back on the first $120,000 in purchases each calendar year, 1% Back thereafter.
Justin loves the option of being able to chooses rewards with his Prime Card.
“It helps my business thrive using the purchase-to-purchase option because I can keep a running idea of what my rewards are going to be,” he says.
Say I spend $100 on a parts order on Amazon. I automatically know that I'm going to have $5 in rewards from that purchase.”
— Justin E., Card Member and Owner of Everson Incorporated
As for Susan, who runs a small jewelry business, the option to choose extended payment terms makes the most sense for her.
“The longer payment terms help my business specifically because I have to buy supplies like gemstones and metals before my customers pay my orders. A lot of times, my customers have net 30 terms. That means they pay me 30 days after I ship, which means I have to outlay the money for the supplies well before I ever get any money for my orders. Having a 90-day period where I don’t have to pay interest helps me keep costs low.”
— Susan D., Card Member and Owner of Suzie D Jewelry
The Amazon Business Prime American Express Card was designed with your livelihood in mind.
When it comes to choosing a credit card for your business, why not choose one that’s tailored specifically to the unique needs of small business owners?
This understanding, perspective and flexibility is why Susan is so pleased with her choice. She says: “Having the American Express Amazon Prime Business Card allows me to run my business with options, run it smoothly, have a complete overview over my financial situation in my business, have everything on one page. Being self-employed and having to run all aspects of my business, it simply makes my life as a business owner easier.”
“The Amazon Business Prime American Express Card is my go-to for business expenses.”
— Aron G., Card Member and Owner of Gordon Construction Consulting
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