Introducing the new Prime Business Card and Amazon Business Card

Your business spending already keeps the lights on, the shelves stocked, and the team equipped. Now it can do more.

The new Prime Business Card and Amazon Business Card, issued by U.S. Bank and powered by the Mastercard network, are designed to help you earn more, pay smarter, and stay in control of every dollar your business spends.

Both cards come with no annual fee and no foreign transaction fees, so you can focus on what matters: running your business. Plus, customers can earn up to 5% back on eligible Amazon purchases.

"We heard from business customers that they wanted more from their card — more rewards outside of Amazon, more flexibility in how they pay, and more control over how their teams spend," said Shelley Salomon, vice president of Amazon Business. "The new Prime Business Card and Amazon Business Card are our answer: rewards that automatically adapt to each customer's spending, interest-free installment options, and built-in spend management tools — all with no annual fee."

Earn more on the purchases you're already making

From your first side hustle order to your five-hundredth office supply run, there's a card for your business. The Prime Business Card is built for Prime members and offers up to 5% back on eligible U.S. purchases. The Amazon Business Card offers up to 3% back on eligible U.S. purchases, no Prime membership required.

Here’s a breakdown of how each card stacks up:

Prime Business Card (for Prime members)

• Earn 5% back on U.S. purchases from Amazon Business, Amazon.com, AWS, and Whole Foods Market on the first $150,000 in purchases each year
• Earn 2% back automatically on your top three spending categories beyond Amazon each billing cycle, on the first $150,000 in purchases each year
• Earn 5% back on prepaid travel booked through the U.S. Bank Travel Center
• Earn 1% back on all other eligible purchases

Amazon Business Card (no Prime membership required)

• Earn 3% back on U.S. purchases from Amazon Business, Amazon.com, AWS, and Whole Foods Market on the first $150,000 in purchases each year
• Earn 2% back automatically on your top three spending categories beyond Amazon each billing cycle, on the first $150,000 in purchases each year
• Earn 3% back on prepaid travel booked through the U.S. Bank Travel Center
• Earn 1% back on all other eligible purchases

Your top categories are determined automatically each statement cycle, with no enrollment or category selection required.

Want to unlock the full 5% back? The card is available to Prime members who shop on Amazon Business and beyond.

Businesses can learn more about how to grow their team by visiting amazon.com/businessprime, and Prime members can get the Business Prime Duo plan for free.

Pay on your terms with flexible financing

Need to spread out a larger purchase? In lieu of earning rewards, the new cards offer interest-free installment payments when shopping on Amazon. Split eligible Amazon purchases into fixed monthly payments at 0% APR for up to 12 months — so you can invest in what your business needs today without straining your cash flow.

Built-in spend management tools. No extra software required.

Managing business expenses shouldn't require a separate platform or a hefty subscription. With the Prime Business Card and Amazon Business Card, you get spend management capabilities built right in:

• Real-time tracking: Monitor spending with itemized reports enriched with Amazon transaction details
• Spending limits and approval rules: Set controls on physical cards to keep your team aligned with your budget
• Customizable virtual cards: Issue unlimited virtual cards with spend restrictions and expiration dates, which is perfect for subscriptions, one-time purchases, or team-specific budgets

Accepted wherever your business takes you

Both cards are accepted at more than 100 million locations worldwide through the Mastercard network and are backed by advanced, AI-powered fraud monitoring and Zero Liability protection. Mastercard also combines tokenization, cybersecurity and real-time insights to help stop threats before they start — delivering enterprise-grade security for businesses of all sizes. 

Plus, cardholders benefit from World Elite Mastercard® features as well access to Easy Savings, an automatic savings program that delivers rebates on everyday business expenses like gas, dining, and travel at more than 50,000 locations worldwide.

Already have an Amazon Business American Express Card?

There’s no action needed on your part. You can continue using your existing card and earning rewards without interruption. You'll automatically receive your new card and can begin using it on August 14. Your unredeemed rewards will carry over to the new card. Nothing is lost in the transition.